Globe Enhances Loan Repayment for Prepaid and TM Users, Helping Filipinos to Keep Going During These Times

Globe continues to make connectivity more accessible for Filipinos by enhancing its load and promo loan services for Globe Prepaid and TM customers, giving users a reliable way to stay online, call, or text even when they run out of balance.

For many Filipinos, mobile phones are lifelines for work, school, family communication, and emergencies. But running out of load during critical moments, especially today’s global energy crisis, remains a crippling challenge.

Through its Promo and Load Loan for Globe Prepaid and Utang Load/Promo for TM, Globe enables customers to borrow load or promos instantly and pay later, helping them stay connected when it matters most.

These services provide immediate access to call, text, and data offers, even with zero balance, removing barriers to communication during urgent or everyday situations. From urgent needs to everyday connectivity, Globe’s loan services are designed to support customers across different moments of need.

At its core are bite-sized emergency offers, which are available to all subscribers and provide instant access to small amounts of data, calls, or texts, ideal for urgent situations such as reaching loved ones, sending a message, or quickly going online when the balance runs out.

At the same time, eligible customers can also access higher-value loan offers, including load loans and popular promos such as Go59 and EZ50. These provide more data, calls, and longer validity, helping customers stay connected not just in emergencies, but for their everyday digital needs.

Simple, Seamless, and Flexible Repayment

Repayment is designed to be simple and seamless, with loan amounts automatically deducted upon the user’s next reload. To better match how customers use mobile today, Globe has enhanced repayment by enabling collections through promo purchases. A portion of the open-access data from a customer’s promo top-up is automatically allocated toward settling their existing loan, helping them repay gradually and regain access to the service faster.

Globe collects up to 50% of the open-access data from a purchased promo, ensuring customers still retain at least half of their data for their own use. If the allocated data is not enough to fully cover the loan, a partial payment is applied based on a data-to-peso conversion, with any remaining balance collected in the next transaction. This enhancement makes repayment more flexible and aligned with evolving customer behavior, especially as more users purchase promos directly instead of regular load.

“This is about understanding the real, everyday moments our customers go through,” said Eric Tanbauco, Vice President and Head of Globe Consumer Mobile Business. “Whether it’s an emergency, work, or staying connected to family, we want our customers to have the confidence that they can keep going. By making access to load and promos more flexible, we’re helping remove the friction that can interrupt those important moments.”

With loan offers accessible via the GlobeOne app, Facebook, *143#, and SMS, Globe Prepaid and TM users can conveniently get the connectivity they need anytime, anywhere, without the immediate need to top up.

This initiative reinforces Globe’s broader commitment to deliver reliable, always-available connectivity, aligned with its brand promise of helping Filipinos move forward in a fast-changing world.

Globe continues to support customers not just with products, but with solutions designed around real-life behavior, ensuring that even in small but critical moments, no one gets left behind.

For more information, visit https://www.globe.com.ph/go-forward-together.

Security Bank and Mazda Philippines Launch an Auto Loan for Easier Premium Car Ownership

Makati, Philippines -- Security Bank has partnered with Mazda Philippines to deliver more flexible and competitive financing solutions for customers looking to own a premium vehicle. Through the Bank’s award-winning Auto Loan solutions, the collaboration empowers more customers to experience the sophistication and performance of Mazda’s lineup with financing designed around convenience, transparency, and value.

"This partnership allows us to give our customers not only the luxury and performance that Mazda is known for, but also the ease and flexibility of owning their dream car through Security Bank’s Auto Loan," said Ronaldo Reyes, VP and Dealer & Broker Sales Channel Head at Security Bank.

Security Bank and Mazda are offering a limited-time, all-inclusive down payment Auto Loan offer on select Mazda vehicles until December 31, 2025, available across authorized Mazda dealerships nationwide.

“Beyond financing, our collaboration with Mazda Philippines aims to deliver innovative mobility solutions such as leasing and alternative ownership programs, reflecting the evolving preferences of Filipino drivers. We’re committed to strengthening our partnership with Mazda across both retail and wholesale segments,” said Joey Sison, FVP and Focus Segments Head of Security Bank.

Mazda underscored its confidence in the partnership. “We believe more people should experience the premium ownership of a Mazda. That is why, in partnership with Security Bank, we are thrilled to offer an opportunity to upgrade to a globally acclaimed Mazda that seamlessly suits your lifestyle,” says Steven Tan, President and CEO of Mazda Philippines.

With this partnership, both companies reaffirm their commitment to providing exceptional value and convenience to customers, driving them toward smarter, more sustainable mobility solutions.

GCash Connects Filipino Values to Global Relevance at BrandCon PH 2025

As Filipino brands embrace culture both as an identity and a bridge to global relevance, industry leaders are calling for innovation rooted in authenticity and purpose.

This was the key message at the inaugural BrandCon PH 2025, organized by The Business Manual (One Mega Group). With the theme “Building Brands that Move the Nation Forward,” the event emphasized how cultural insight, brand longevity, and innovation can collectively drive sustainable growth and nation-building.

Among the leading voices at the event was GCash, the country’s leading finance app, with chief marketing officer Neil Trinidad sharing how the brand’s deep understanding of the Filipino culture has shaped its identity, guided innovation, and strengthened its global resonance.

“Money is a sensitive topic in the Philippines,” Neil shared. “But values like belongingness, progress, and bayanihan helped shape our identity. These became the lens through which GCash built its brand—guiding our rise as the country’s first $5-billion unicorn.”

He added, “For tech brands, you're always looking for a problem to solve. What friction or problem do our consumers have that no one else is addressing today? If you're able to understand that problem, you're able to create a solution, test it right away, improve on it, and then you're actually adding value to their lives. And therefore, you become indispensable in their everyday lives.”

This perspective led to innovations like GLoan Sakto—a micro-loan service allowing users to borrow as little as ₱100, payable within 14 days and with zero interest. By designing products that answer real, everyday needs, the idea of borrowing money is reframed —from a source of shame into an act of diskarte, empowering users to take control of their finances without stigma.

Beyond product innovation, Neil emphasized how culture provides the foundation for sustainable brand growth. By aligning solutions with values that matter to Filipinos, GCash has been able to scale quickly while maintaining deep local resonance.

“When you root your brand in culture and purpose, you don’t just speak to local audiences—you create something the world wants to be part of. That’s how Filipino brands can thrive on the global stage,” Neil concluded.

The first-ever BrandCon PH brought together brand builders, marketers, advertisers, agency leads, creatives, and founders to explore how businesses can stay relevant, resilient, purposeful, and ready to lead—while helping shape Filipino culture and identity in today’s fast-paced and competitive market.

Joining the conversation were industry leaders from Unilever, the global consumer goods powerhouse behind some of the world’s most trusted brands; GIGIL, the multi-awarded independent creative agency renowned for its daring, culture-shaping campaigns; Pickup Coffee, the fast-rising homegrown brand making quality coffee more accessible to Filipinos; and Baken, the innovative local food brand gaining a loyal following for its playful take on an everyday favorite.

By keeping cultural insight at the heart of its strategy, GCash continues to design solutions that reflect Filipino values—helping people move forward and allowing local identity to resonate on the global stage.

For more information, please visit www.gcash.com.

GLoan Leads in Digital Micro-Lending in PH, Surpasses 12 Other Apps

Leading finance super app GCash has been highlighted in the recent study conducted by RLR Research & Analysis as the #1 digital lending brand in the Philippines in 2024 following the launch of its newest GLoan feature– powered by its official lending arm, Fuse Lending. The study shows that 61% of digital lending users in the country are GLoan users, surpassing 12 other financial apps in the country.

RLR Research & Analysis is a local market research and consulting firm with over 11 years of experience in quantitative research across industries including consumer markets.

According to Fuse Lending president and CEO Tony Isidro, the success of GLoan can be attributed to its focus on providing responsive and meaningful financial services for Filipinos, especially for the unserved and underserved sectors that have been historically excluded by traditional financial institutions. Their initial access to credit via GLoan, has empowered them to manage finances, build credit history, and enhance their financial literacy.

"We are pleased to see the RLR report, which reaffirms our commitment to drive financial inclusion by serving more of our financially underserved and unserved kababayans. Through GLoan, we are fulfilling our mission of making financial opportunities accessible for all Filipinos, especially those who do not have access to formal lending to help them during rainy days. At Fuse, it has always been our mission to develop innovative and fair lending solutions tailored to meet the needs of every Filipino, especially the unserved and underserved sectors,” said Isidro.

A detailed profile of GLoan borrowers from the same study reveals that 4 out of 10 Filipino borrowers are manual laborers, including factory workers, janitors, and drivers. Additionally, 2 out of 10 borrowers are housewives or househusbands. Notably, 84% of GLoan users are first-time borrowers in the formal credit system, with 6 out of 10 having never used digital loan services before. The study also indicates that a similar proportion of GLoan users have not accessed traditional loan services, such as those provided by banks or the government.

GLoan has allowed them to build their credit by providing them with their first formal loans and ultimately, transforming the way Filipinos access formal lending services. GLoan distinguishes itself by providing customized, accessible, and fair loans for millions of Filipinos– thereby, positioning it as the preferred option for Filipinos in need of financial solutions that effectively meet their unique needs.

To date, Fuse Lending has disbursed P155 billion to over 5.4 million unique borrowers with a significant portion of the borrower base belonging to the SME sector. This access not only enhances cash flow and promotes job creation but also contributes to community development and economic growth, demonstrating the transformative potential of financial technology in improving livelihoods across the Philippines.

“Over the last 3 years that we’ve been tracking the Philippine loans category, the exponential growth of GLoan signals the rising relevance of digital loans, especially among the unserved and underserved markets where access to traditional formal loans remains to be a challenge,” RLR Research & Analysis research director Homer Marundan said.

As the Philippines’ most trusted and accessible digital lending brand, Fuse Lending has established itself as a key driver of financial inclusion.

The company’s commitment to empowering ordinary Filipinos, coupled with its innovative loan products, has solidified its position as a leading lending company in the country. Fuse Lending continues to lead the charge toward a more financially inclusive economy.

As GCash celebrates its 20th anniversary, it is committed to bringing digital financial services to more Filipinos.

For more information, visit https://www.gcash.com.

Loans Can Fuel Business Growth

 In today's highly competitive market landscape, having easy access to funding can be the key to ensuring the success of any growing business. Entrepreneurs need the assurance that they can quickly and easily obtain financing through banks to seize opportunities in the marketplace, thereby driving business growth.

Sterling Bank of Asia (SBA), one of the country's leading thrift banks, is committed to supporting small and medium enterprises (SMEs) in this competitive environment. SBA offers a comprehensive range of business loan products designed to meet the diverse needs of its clients, from startups to established enterprises. These loan products include term loans, trade check discounting, developmental loans, domestic bills purchases, and more.

Choosing the right bank financing product is crucial for a business's success. With appropriate loan funding, businesses can unlock their full potential. Entrepreneurs are encouraged to carefully evaluate their funding requirements and select from the wide array of banking products available to meet their specific goals. SBA's diverse offerings ensure that there is a suitable financial solution for every business need.

Term loans from SBA provide businesses with the capital needed for long-term investments, such as purchasing new equipment or expanding operations. Trade check discounting helps businesses manage their cash flow by providing immediate funds against post-dated checks. Developmental loans are tailored for businesses looking to invest in new projects or expand existing ones, offering the necessary financial backing to achieve these objectives. The domestic bills purchase product allows businesses to convert their sales invoices into immediate cash, enhancing liquidity and operational efficiency.

Sterling Bank of Asia is dedicated to supporting businesses every step of the way. Their experienced team is always ready and willing to assist clients in finding the perfect financial solution to achieve their business aspirations. SBA's customer-centric approach ensures that each client receives personalized service and expert guidance, helping them navigate the complexities of business financing.

For entrepreneurs looking to grow their businesses, exploring SBA's loan products is a strategic move. By partnering with Sterling Bank of Asia, businesses can secure the funding they need to take advantage of market opportunities, drive growth, and achieve long-term success. SBA's commitment to fostering business development makes them a reliable partner for SMEs aiming to thrive in today's competitive market.

Contact Sterling Bank of Asia today to begin your journey toward business success. With SBA's support, your business can access the financial resources needed to reach new heights and achieve its full potential.